First Home Buyers

There are endless options when it comes to purchasing your fist property. Make sure you attend as many open homes as possible and do plenty of research to narrow down your property and location requirements. It may help to write a list of all the things your ideal property will have i.e how many bedrooms and bathrooms you need, if you need a garage and how close you need to be to local schools or work.

There’s plenty to consider and the experience can be very exciting, however, if you don’t understand the process, it can also be a little daunting.

That’s where we come in.

We can help you by:

  • Explaining all the extra costs, including; stamp duty, council rates and other hidden fees
  • Identifying ways to save for your deposit i.e Government Saver Accounts
  • Identifying grants and benefits available to you i.e First Home Owner Grant
  • Estimating your repayments
  • Planning your budget to prevent any unwanted surprises

Contact us today to see how we can help you make your dream of first home ownership a reality.

Buying Again

You may have been through the process before, but that doesn’t mean it gets any easier. It is important that you first identify what your financial needs and expectations are and ensure you are well informed of the current property market conditions.

We can provide you with access to key industry trends and insights to help you make sound property buying and selling decisions. We can also provide you with a free home loan health check!

Your free home loan health check will provide you with:

  • The lowest interest rate available to you
  • How much you could afford to borrow
  • Your monthly loan repayments
  • How many lenders you qualify with

Enquire today to make purchasing your next home simple and stress-free.

Investor

A property gives people a real and tangible asset that they can touch and feel. Benefits of investing in the property include:

  • Wealth generation
  • Increased security
  • Tax benefits
  • Retirement savings
  • Rental return

In order to get the most out of your property investment, it is important to identify why you are seeking to invest in the first place. Once you have identified your reasons for investing you will be able to set goals for the future to help you get the best return on your investment.

Choosing the right home loan for your investment can have a huge impact on your bottom line.

Contact us today to find out how we can help you build your investment strategy.

Refinancing

Refinancing may help you to own your home sooner by decreasing your current repayments and shortening your loan term. The process involves paying off your original mortgage and replacing it with another one and has also become much easier to do in today at competitive home lending market.

Benefits of refinancing include:

  • Lower interest rate
  • Decreased monthly repayments
  • Unlock equity in your home
  • Consolidate your debt

Debt Consolidation works by combining all personal debts such as car loans and credit cards into your home loan which generally has the lowest interest rate. Because the interest rate is lower, and the loan term is usually longer, your monthly repayments will drop, giving you some breathing space.

If you have had your current home loan for a number of years or if your financial situation has changed, it may be a good idea to re-evaluate. Your home loan rate should include all the flexible features and ad-ons you require to help you achieve all your financial goals.

Contact us today to find out if refinancing could benefit you.

Building, Home & Content Insurance

If you are in need of building and home and contents insurance then look no further. Our insurance partners will make sure your property is protected from the inside out, giving you peace of mind should the unexpected happen.

What is home Insurance?

Home or building insurance helps cover the cost of damage to or destruction of your home, garage or permanent fixtures.

What is contents insurance?

Content insurance provides protecting against damage or loss of personal belongings, for example a TV.

What is building insurance?

Loan protection insurance can protect you and your family by covering your mortgage repayments should the unthinkable happen. Plans usually include involuntary unemployment, serious medical conditions and illnesses.

Our insurance partners will help find you the right protection with a range of features and payment options to suit you.

Contact us today to get the protection your property deserves.

Vehicle & Personal Finance

Save yourself the hard work and let us help you secure finance for your next vehicle purchase. We have access to a number of lenders that have a range of affordable vehicle and personal finance solutions for cars, boats, motorbikes, jet skis and other registrable items.

These products include:

  • Chattel mortgage
  • Hire purchase
  • Novated lease
  • Consumer car loans

Contact us today and you could have the funds available in as little as 48 hours.

Commercial Lending

Let us help you secure a suitable business loan to help finance, renovate or purchase your commercial property. We will take care of all the hard-work, acting as a liaison between yourself and the bank to negotiate more flexible mortgage terms. We understand the market, how different commercial loans work and how to make these loans work for you.

We could help you qualify for a mortgage on:

  • Office and/or warehouse buildings
  • Retail Buildings
  • Land developments
  • Business Units

Contact us to hear how we can help you with your commercial lending requirements.

Asset Finance

Whether it’s heavy machinery, IT devices or medical equipment you need, asset or equipment finance from a lender can give you access to the funds you need to help your business continue running and ensuring its success.

We have a range of options for businesses looking to secure equipment finance solutions. With competitive rates, we can assist you with selecting the right finance package from a wide range of equipment lenders, potential saving you interest. We cater to a range of business across multiple asset types, including;

  • Motor vehicle
  • Motorcycles
  • Commercial equipment
  • Yellow goods

Choosing the right solution will depend on your financial situation, taxation needs and budget.

So speak to us to get started.